My name is Sarah Guasp. I am married to a Marine. He is my life and my love. While the world might think I am an idiot for making him my focus of everyday..I know that it's all I can do to keep on grasping life.
Tuesday, October 26, 2010
Debt Diet
We are going on a diet. Brad's friend, Spencer loves Dave Ramsey. He is a finacial guru. He is an author and hosts his own radio show. I listened to him with the boys and didn't think much of him. I thought he is just another rich guy saying get on a debt diet. Brad's sister, Christy owns one of his books called " The Total Money Makeover". Brad read it in a week. If you know Brad then you know that he hates to read so for him to read this book in record time made me want to read it too. Until he told me,"Honey you have to read this book!" Do you ever do that? You watch someone doing something like skate boarding and you think, Huh I want to learn to do that too. Then the moment you think it the person doing it tells you that you have to do it. You rebel, even though it was your first thought to try it out. That is what I did. As soon as he said that I HAVE to read it, I didn't want to. Don't tell me what to do! is what I thought. I wanted to make Brad happy though and I knew that by not reading it I would make him feel like I didn't care about his opinion. So I started to read this book. Best decision I ever made. I am not done with this book all the way, but it really seems possible. Now Dave Ramsey isn't just someone who is rich giving poor people advice. He use to be poor. He almost went bankrupt! He decided one day that the only way to get rich is to ask the rich. While studying the rich, He realized that most millionaries do not live high in life, but live within their means. Most having a four year old car, like an Impala, ahem, and have a moderate four bedroom home. What made them to be rich was them saving their money. He tells that they saved their money to live like no one else. Live like no one else so you can live like no one else is Dave's motto. So for friends and family, we are going on a debt diet. We are saving our money. We would like your support and not your mockery. Saying things like, "You will always have debt." or "It's just this one time." will not work on us. We are going to live like no one else so we can really live like no one else. So don't be hurt if we don't go out to eat with you. Wish us luck!
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I love Dave Ramsey! I'm glad to share that with you! Listening to his podcasts are inspiring too! We are going through Step #2, due to a flight school debt. It is hard when people don't understand why we don't want to spend money to go out to eat or being creative with gifts. We will get through it though, I can't wait to BE DEBT-FREE again!!!!
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We are still on Step #1. We just started last month and we had two hundred saved..then we got a flat tire. So it's really difficult right now, plus unexpected bills came. We are trying but it's really tough. I hope we just make it to step #2 by March. Any advice on how to stop yourself from spending?
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